Billing Terms & Conditions

These Billing Terms & Conditions outline how UsArtHome handles payments, pricing, taxes, refunds, and billing-related matters. By placing an order, you agree to these terms.

We reserve the right to update prices at any time without prior notice. Orders will only be processed after successful payment.

1. Payment Methods & Authorization

We accept the following secure payment methods:
Visa, Mastercard, American Express, Discover, JCB, UnionPay, Diners Club, PayPal, Google Pay, and Apple Pay.

• Payment is charged at the time of order placement.
• Orders will not be processed until payment is successfully authorized.
• We do not store card details; all transactions are handled through PCI-compliant payment processors.
• For security purposes, we may request additional verification. Orders that fail verification may be delayed, canceled, or refunded.

2. Currency & Taxes

• All transactions are processed in USD unless otherwise stated.
• Your payment provider may apply currency conversion or additional fees.
• Applicable taxes are calculated based on the shipping address in accordance with local regulations.

3. Pricing & Order Accuracy

We strive to ensure all product information and pricing are accurate; however, errors may occur.

• We reserve the right to correct any errors in pricing or product details.
• Orders placed with incorrect pricing may be canceled or adjusted.
• Customers will be notified if any changes affect their order.

4. Refunds & Payment Issues

• Approved refunds will be issued to the original payment method.
• Any applicable fees (such as return-related charges) may be deducted.
• Processing times depend on your bank or payment provider.

If a payment is declined or fails:

• The order will not be processed
• You may use an alternative payment method
• Temporary authorization holds may appear and will be released automatically

For more details, please refer to our Return Policy.

5. Duties & Import Charges

• Most orders do not incur additional duties.
• In some cases, import taxes or customs fees may apply and are the buyer’s responsibility unless otherwise stated on the product page.

6. Billing Disputes

If you believe there is a billing issue:

• Please contact our customer support team first for prompt resolution.
• Initiating a dispute with your bank or payment provider without contacting us may delay the process and require additional verification.

7. Updates to These Terms

By completing a purchase, you agree to these terms.

We may update these Terms & Conditions from time to time. Continued use of our services constitutes acceptance of any revisions.